Pera at Payong Member-Get-Member Program
Mula sa BanKo: Pera at Payong is a member-get-member program where clients will be rewarded for their successful deposit account referral or loan referrals.
Promo Mechanics:
1. An eligible Referror will be invited by BanKo to participate in the Membet-Get-Member and will be given a program booklet.
a) BIDA Clients: existing BanKo deposit accountholders or loan borrowers
b) SUPER BIDA Clients: Loan borrowers who meets the following criteria:
• at least six (6) months banking relationship with BanKo
• with no instances of past due beyond 10 days in the last 6 months (in his existing and/or previous loan)
2. A successful Referral pertains to new clients who will open their first deposit account or avail of their first
loan.
3. Participating products are as follows:
a) PondoKo Savings
b) TODO Savings
c) NegosyoKo Loan
d) InstaCashKo Credit Line
4. Applications to these accounts can be made either through the BanKo Mobile app, any branch/branchlite unit of BanKo or through BanKo On-the-Go (BOTG).
a) The Referror or Referral must inform or present the referral form to the branch or BOTG so that the account being referred can be tagged to the Referror.
b) If application is made via the BanKo Mobile app, the Referror’s Referral Code must be indicated in the application form.
5. Rewards are as follows:
6. Rewards can be claimed up to 60 days from the time the account was opened or loan was released.
7. BanKo has the right to verify the eligibility of the Referror, the Referral and the accounts being referred.
8. BanKo reserves the right to dispute the eligibility of participation in the promo should there be fraud, abuse or any unauthorized action relating to earning of rewards. In case of dispute, the decision of BanKo will be final.
9. The terms and conditions of the deposit and loans products will apply.
10. Employees of BPI Direct BanKo Inc. are disqualified from joining this program.
11. Promo runs from April 1 to May 31, 2024. Extended until August 31, 2024 as approved by DTI FTEB.
12. Per DTI Fair Trade Permit No. FTEB-189659 Series of 2024